2013英语专业四级大作文题目,是TEM4的,越详细越好,谢谢.

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PART VI WRITING [45 MIN]
SECTION A COMPOSITION [35 MIN]
Most of us, as students, are careful with our money in daily life: we collect all kinds of coupons(优惠券); we look for group-buy deals if we eat out or travel; we don't buy clothes unless in a sale. However, some people think that all this may not make us smart consumers. What is your opinion?
Write on ANSWER SHEET THREE a composition of about 200 words.
You are to write in three parts.
　　In the first part, state specifically what your opinion is.
　　In the second part, provide one or two reasons or your experience (s) to support your opinion.
　　In the last part, bring what you have written to a natural conclusion or make a summary.
You should supply an appropriate title for your composition.
Marks will be awarded for content, organization, language and appropriateness. Failure to follow the instructions may result in a loss of marks.
SECTION B NOTE-WRITING [10 MIN]
Write on ANSWER SHEET THREE a note of about 50-60 words based on the following situation:
Your former high-school classmate (Mathew or Grace) is coming to visit you in the dorm. But, you have got something urgent to do and thus cannot wait for him/her there. Leave a note on the door, expressing your apology and telling him/her how to find you. You must make clear where you are in the note.
Marks will be awarded for content, organization, language and appropriateness.
SECTION A 参考答案：
The advantages of being careful with money in daily life
Nowadays, there is a hot debate on whether people, including students should be careful with their money in their daily life since they try their best to save money. Some people think it is not good to do so because this may not make people smart consumers. But in my eyes, the advantages of being careful with money in daily life outweigh the disadvantages.
First, being careful with money is a virtue that can always benefit people. Being thrifty is of great help, especially when the economic status around the world is not very good and it becomes harder to earn money than before. A good habit of being careful with money will help many people go through this difficult period or any other difficult financial situation in their life. People with this awareness will think carefully before deciding to buy anything. For students, this awareness is also of great help since they mainly depend on their parents for financial supports. When they keep this awareness in their mind, they will definitely avoid wasting money.
Secondly, being careful with money is, in fact, a good way of practicing how to manage one's money. In current society, it is necessary to learn something about finance. But theories are usually hard to learn. In contrast, most people can learn quickly by practicing. Being careful with money means an efficient use of money, which, in essence, equals to part of the job of a financial planner. Being careful with money can teach people to make best use of their money.
It is true that being too careful with money may have some disadvantages; for example, it may cause people to ignore other aspects of commodities. But overall this behavior is good and has its reality basis. Money-consciousness is always needed in the market-oriented economy. 再答： 行吗？