问题描述：
英语翻译
中小商业银行是金融体系的重要组成部分,对国民经济有独特的支持作用.我国中小商业银行是社会主义市场经济的产物,经过十多年的发展,已与国有大商业银行形成了一定的竞争格局.我国中小商业银行也为中国银行业带来了新的思想、新的观念和新的手段,推动了整个行业从计划垄断经营向公开竞争经营的转变,提高了中国银行业的整体服务水平.但在其进一步成长过程中,受到了先天不足、后天失宠的制约.在金融全球一体化、银行业经历重大调整和重组的背景下,中小商业银行处于更加不利的境地.所以本文着重于中小商业银行的发展以及它的策略是否合理,有哪些不足的问题展开论述.
问题解答：
我来补答
Small and medium-sized commercial banks is an importantpart of the financial system,support unique to the national economy.Small and medium-sized commercial banks in China is the product of socialist market economy,after 10 years of development,has been with the large state-ownedcommercial banks formed certain competitive pattern.Small and medium-sized commercial banks in China also brought new thoughts,new ideas and new means forChinese banking industry,promoting the transformation ofthe entire industry from monopoly to open competition planmanagement,improve the overall service level of Chinesebanking industry.But in the further development process,restricted by the day after tomorrow be congenitally deficient,disgraced.Experience a major adjustment and restructuring of the financial globalization,the banking industry background,small and medium-sized commercialbanks in a more disadvantageous position.So this paperfocuses on the development of small and medium-sizedcommercial banks and its methods are reasonable or not,what are the problems discussed.
